* Add risk_data to Transaction and Verification with Kount decision and id
* Add verification_amount an option when creating a credit card
* Add TravelCruise industry type to Transaction
* Add room_rate to Lodging industry type
* Add CreditCardverification as the latest verification on that credit card
* Add ApplePay support to all endpoints that may return ApplePayCard objects
* Align WebhookTesting with other client libraries